Cross border payments. Simplified.
StoneX Payments offers fast, transparent, and cost-efficient cross border payment solutions in over 140 currencies across 180+ countries. Whether you're a business, financial institution, or nonprofit, we help you streamline your global financial transactions, and reduce friction in international B2B fund transfers.
StoneX Payments at a glance
A global payments solution tailored to your sector
International development organizations
StoneX Payments supports NGOs, governments, and charitable organizations with international FX payments and mass disbursement capabilities. Our secure, efficient platform helps you make an impact where it matters most.
Financial institutions
Enhance your clients’ experience with our white-label cross border payment platform, designed to scale with your FX operations.
Corporations
From startups to multinationals, we offer B2B international payment solutions to support seamless global operations and optimize treasury functions.
Higher education
Simplify tuition remittances, research grants currency conversion fees, and vendor payments with our global business payments platform tailored for the education sector.
Why choose StoneX Payments?
Our cross border payment services are built for businesses and organizations that demand transparency, flexibility, and reliability in cross border transactions.
Competitive FX payment solutions
Access wholesale exchange rates through our network of 385+ banks to protect your money and your bottom line.
Transparent and reliable
Lock in FX and currency exchange rates upfront with no hidden costs—ideal for managing budgets and reducing uncertainty.
Global support
Receive a personalized customer experience in multiple languages and time zones, supported by international payment processors.
Flexible and scalable payment connectivity
Customizable web platform
Incorporate your internal processes and manage bulk international wire transfers and payments with ease.
Global payments API
Our b2b payments API supports automation and simplifies high-volume, payment processing services.
Host-to-host
For large enterprises, direct secure integration ensures seamless and efficient treasury workflows.
Upgrade your enterprise payment hub with StoneX Technology Services
StoneX Technology Services helps you modernize and automate international and domestic payments and systems, reduce manual processes, and stay compliant with evolving standards like Swift gpi and ISO 20022.
Swift products and services
We simplify your connection to the Swift network, reduce costs, and help maintain compliance across multiple currencies and all global payment systems.
StoneX Messaging Hub (XMH)
Our XMH enables you to be format and network-agnostic. Support for cash visibility, reporting, and forex payment gateway integration.
Case study: Major merchant bank
Partnering with Hazeltree, we built a secure, centralized platform that integrates Swift messaging, automates cash transactions, and provides real-time cash visibility -reducing operational costs.
Case study: Save the Children
We optimized global reporting for Save the Children by enabling MT940 through the XMH platform, enhancing transparency and reducing admin burden.
StoneX Brand-Ready Payments
StoneX Brand-Ready Payments is a white-label payments platform that gives financial institutions, community banks, credit unions, fintechs, and service providers a secure, compliant cross-border payment stack—fully customizable and ready to deploy with no infrastructure build required.
- Operate with control, visibility, and support
You decide how the white-label payment gateway works. Roles, permissions, workflows, and data visibility stay entirely in your control. - Set your margins
Define FX pricing and fees by amount, currency, or transaction tracking type. - See it all
View real-time status, IBAN validation, and Swift GPI tracking for every payment. - Support customers faster
Act on behalf of users (AOBO) to resolve issues instantly. - Resolve issues quickly
Create and track investigations in-platform with full audit history. - Serve every user type
Offer flexible workflows for internal teams, corporates, and retail clients. - Customize your brand
Update colors, logos, and terminology in minutes for a fully custom-branded experience. - Investigations and help
Open cases, attach files, and monitor resolutions directly in the platform.
Innovative payment services around the world
Send and receive funds in Brazil
With our in-country banking presence, you can navigate Brazil’s complex regulatory system for international trade and complete B2B fund transfers with ease.
Pay to and from Colombia
Access local clearing systems and secure exchange rates upfront. Our expertise in international payment services supports compliance and efficiency.
Accept payments in local currency
Launching soon: our international payments gateway will enable organizations to collect payments in local and foreign currency, across developing markets.
Host your own FX payments platform
Launch your branded corporate payment hub with our white-label solution. Fast to deploy, easy to customize, and built for scale.
Frequently asked questions
Start simplifying your cross border payments today.
Explore how StoneX can help streamline your cross border payments market for global transfers, reduce costs, and elevate your international operations.