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Maximizing assets through inventory financing

StoneX provides its clients with inventory finance options that secure seasonal cash flow, increase supplies of inventory and efficiently manage working capital.

Inventory financing

The StoneX approach to inventory financing

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Institutional-grade services

Many small to medium-sized businesses have less access to working capital and banking facilities. We cater to this client base by providing them with the institutional-grade services they need to effectively manage their inventory needs.

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Customizable programs

StoneX provides the sophistication of a large financial bank but tailored to the size of your business. We work to develop close relationships with our clients so that we can offer financing solutions that help you meet your goals.

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Efficient processes

Because of our advanced infrastructure and systems, we are able to move fast. The processing of your deals will not be delayed by any approval or documenting requirements that banks place on their clients.

Explore StoneX’s inventory finance programs

StoneX provides a variety of financing solutions that smooth out the financial effects of seasonal cash flow fluctuations and help businesses achieve higher sales volumes.

A businesswoman seated at a wooden table reviewing financial documents beside a laptop in a modern StoneX office, with a glass-walled conference room visible in the background.

Commodity finance programs

Our inventory finance programs operate across several commodities including grains, coffee, cocoa, cotton, lumber and metals.

Sales/repurchase finance program

For customers that need to manage their inventory holdings to build their business, we offer a commodity sale and repurchase program that provides incremental liquidity. This straightforward program is a sale and repurchase transaction of your inventory with StoneX.

The transaction specifies the commodity, quantity, price and tenor of the transaction at the time the sale confirmation is executed. We have the flexibility to structure the program based on your specific needs and can offer varying advance rates and cost structures to align with your business objectives.

Enhanced sales/repurchase finance program

For customers that need more than just working capital to build their business, StoneX offers an enhanced commodity sale and repurchase program that can not only provide incremental liquidity across most of the soft and agricultural commodities, but additionally provide origination, merchandising and margin management as needed.

This program allows StoneX to tailor a program to uniquely fit the needs of your business, drawing from our own extensive origination, merchandising, margin management and logistics experience.

Margin finance program

For customers who are looking for flexibility in their working capital and to diversify their sales and merchandising capacity, we offer financing options that remove the margin burden and provide businesses with the ability to pick the best basis over time.

This program offers clients access to dynamic pricing structures and a larger suite of products while streamlining the process and eliminating margin requirements.

Trade finance program

For importers, exporters, and brokers in the soft commodities, StoneX offers Trade Finance Programs tailored directly to your business needs. Our professionals have extensive experience in logistics, finance and operations for worldwide deliveries and storage.

StoneX can advance funds against collateral of coffee, cocoa and other soft commodities to provide the incremental financing to help our customers maximize their business.

Industry-specific financing programs

We offer industry-specific financing programs that include elements of inventory financing, margin management, merchandising and feedstock origination.

Ethanol feedstock finance program

StoneX provides working capital financing for ethanol plants through our feedstock financing program. In this program, StoneX finances feedstock and maintains the hedge account for the corn inputs needed by an ethanol plant.

Biodiesel feedstock finance program

StoneX provides procurement and working capital financing for biodiesel plants through our feedstock financing program. In this program, StoneX originates feedstock and sells it to the biodiesel plant on a credit basis.

Our impact

Working capital solution – enhanced procurement repo

StoneX finances hedge margin on forward contracts and inventory in storage

  • Client enters forward purchases (fixed price or fixed board) from suppliers
  • Client enters a back-to-back transaction to forward sell the commodity to StoneX on equivalent terms
  • StoneX carries short futures contracts and is responsible for hedge margin
  • Upon receipt of the commodity, client sells commodity to StoneX (i.e. issuance of warehouse receipts); StoneX pays the client; client pays the supplier
Interior view of a spacious industrial warehouse featuring tall pallet racks filled with stacked inventory boxes, well-lit aisles, and a clean concrete floor.

Client benefit

  • StoneX finances inventory holdings and all margin associated starting from the forward contract freeing up capital for the client
  • Eliminates risk of being stopped out of a position due to market volatility
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Upcoming events

15

October

8th StoneX Multicommodities Seminar

Webinars

|

South America

|

Language: Português Brasileiro

StoneX’s largest event, aimed at bringing together market analysis and experts to provide an up-to-date and strategic overview of key agricultural markets, as well as fertilizers, energy, foreign exchange, and macroeconomics.

Learn more

15

October

8th StoneX Multicommodities Seminar

Webinars

|

South America

|

Language: Português Brasileiro

StoneX’s largest event, aimed at bringing together market analysis and experts to provide an up-to-date and strategic overview of key agricultural markets, as well as fertilizers, energy, foreign exchange, and macroeconomics.

Learn more

21

October

Sugar Breakfast StoneX

Live StoneX events

|

South America

|

Language: Português Brasileiro

A strategic event that brings together StoneX risk management consultants to foster networking, updates, and planning.

Learn More

FAQ

StoneX: We open markets

Our market expertise, advanced platforms, global reach, culture of full transparency and commitment to our clients’ success all set us apart in the financial marketplace.

Reach

With access to 40+ derivatives exchanges, 180+ foreign exchange markets, nearly every global securities marketplace and numerous bi-lateral liquidity venues, StoneX’s digital network and deep relationships can take clients anywhere they want to go.

Transparency

As a publicly traded company meeting the highest standards of regulatory compliance in the markets we serve; our financials and record of accomplishment are matters of public record. StoneX’s commitment to “doing the right thing over the easy thing” sets us apart in the industry and helps us build respect, client trust and new partnerships.

Expertise

From our proprietary Market Intelligence platform, to “boots on the ground” expertise from award-winning traders and professionals, we connect our clients directly to actionable insights they can use to make more informed decisions and achieve their goals in the global markets.

© 2025 StoneX Group Inc. all rights reserved.

The subsidiaries of StoneX Group Inc. provide financial products and services, including, but not limited to, physical commodities, securities, clearing, global payments, risk management, asset management, foreign exchange, and exchange-traded and over-the-counter derivatives. These financial products and services are offered in accordance with the applicable laws in the jurisdictions in which they are provided and are subject to specific terms, conditions, and restrictions contained in the terms of business applicable to each such offering. Not all products and services are available in all countries. The products and services offered by the StoneX Group of companies involve risk of loss and may not be suitable for all investors. Full Disclaimer.

This website is not intended for residents of any particular country, and the information herein is not advice nor a recommendation to trade nor does it constitute an offer or solicitation to buy or sell any financial product or service, by any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. Please refer to the Regulatory Disclosure section for entity-specific disclosures.

No part of this material may be copied, photocopied or duplicated in any form by any means or redistributed without the prior written consent of StoneX Group Inc. The information herein is provided for informational purposes only. This information is provided on an ‘as-is’ basis and may contain statements and opinions of the StoneX Group of companies as well as excerpts and/or information from public sources and third parties and no warranty, whether express or implied, is given as to its completeness or accuracy. Each company within the StoneX Group of companies (on its own behalf and on behalf of its directors, employees and agents) disclaims any and all liability as well as any third-party claim that may arise from the accuracy and/or completeness of the information detailed herein, as well as the use of or reliance on this information by the recipient, any member of its group or any third party.

StoneX Commodity Solutions, LLC (“SXCS”), a subsidiary of StoneX Group Inc., trades in a variety of physical commodities, and offers customers services to help manage the risks associated with their physical product. Trading over-the-counter and exchange-traded derivatives is not suitable for all investors and involves substantial risk. This material does not constitute investment research and does not take into account the particular investment objectives, financial situations, or needs of individual clients or recipients of this material. You are directed to seek independent investment and tax advice in connection with derivatives trading.

© 2025 StoneX Group Inc. All Rights Reserved.

StoneX Financial Pte Ltd (“SFP”) (Co. Reg. No 201130598R) is regulated by the Monetary Authority of Singapore (“MAS”) as a Capital Markets Service Licence holder (for dealing in capital market products), an Exempt Financial Adviser (for advising on investment products and issuing or promulgating analyses/ reports on investment products) and a Major Payment Institution (for domestic and cross-border money transfer services).

StoneX Financial (HK) Limited (CE No.: BCQ152) (“SHK”) is regulated by the Hong Kong Securities and Futures Commission for dealing in securities and dealing in futures contracts.

StoneX Financial Pty Ltd (“SFA”) (ACN: 141 774 727) holds an Australian Financial Service License (AFSL: 345646) for Dealing in Securities, Exchange-Traded Derivatives Contracts, OTC Derivatives Contracts and Foreign Exchange Contracts and is regulated by the Australian Securities and Investments Commission.

StoneX Securities Co., Ltd. (“SSJ”) (Co. Reg. No 010401047199) is regulated by the Japanese Financial Services Agency as a Type-I Financial Instruments Business Operator (Kanto Local Finance Bureau (FIBO)No.291’), is a member of the Financial Futures Association of Japan for dealing and brokering FX and FX Option transactions, and is a member of the Japan Securities Dealers Association for dealing and brokering stock indices and option transactions.